How much is the down payment to buy a house or a condominium, and how long is the payment term?

Either 5%, 10%, and 20% down payment is offered by the Real Estate Developer and payable up to 18 months to 48 months if the project is still pre-selling and for Ready for Occupancy (RFO) units, three (3) months to six (6) months. The balance of 80-95% is loanable to a financial institution like in-house financing, Banks, or Pag-IBIG Fund.