7BR House and Lot Cebu City For Sale near Gaisano Capital Tisa
7BR House and Lot Cebu City For Sale near Gaisano…
For Sale
₱10,000,000
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Assume House and Lot in Tisa Cebu City
Sta. Monica Estate, Tisa Hills, Brgy. Tisa, Cebu City, Central Visayas, 6000, Philippines
For Sale
Assume Price ₱3,600,000
Description
Property Overview
Looking for an assume house and lot in Tisa Cebu City that is move-in ready, fully furnished, and located inside a peaceful subdivision? This corner house in Sta. Monica Estate, Tisa Hills, Cebu City offers a practical and comfortable home option for newlyweds, startup families, Cebu professionals, and buyers who want a ready-for-occupancy property in a convenient residential location.
Built on a 75 sqm lot area with a 106 sqm floor area and features a functional layout designed for everyday family living. It includes 3 bedrooms, 2 toilet and bath, and 1 parking space, making it suitable for small families who want enough room to grow without maintaining an overly large property.
Because this is a corner lot unit, the property enjoys a more open feel compared to standard inner units. The extra outdoor space has been converted into a garden, but it may also be used as a dirty kitchen, service area, laundry area, or additional utility space depending on your family’s lifestyle needs.
The house is fully furnished and comes with basic appliances, allowing the next owner to move in with less stress and fewer furnishing expenses. The owner personally designed the interiors with a clean blend of Scandinavian and Japanese-inspired touches, creating a warm, minimalist, and organized atmosphere.
Although the property has been lived in for around two years, it remains well-maintained and thoughtfully cared for. This makes it a strong option for buyers who want a home that feels personal, practical, and ready for immediate use.
Why Choose Cebubai
Buying an assume property requires proper documentation, verification, and careful coordination with the owner, bank, and relevant offices. Cebubai helps make the process easier by guiding buyers through the necessary steps for a safer and smoother real estate transaction.
For this property, Cebubai can assist with:
- Property viewing coordination
- Initial buyer consultation
- Documentation guidance
- Assume balance review
- Bank financing coordination
- Title and ownership verification assistance
- Due diligence support
- Transaction preparation
This house and lot for assume in Tisa Cebu City is already titled, giving buyers an added layer of confidence when reviewing the property for purchase.
Location Advantages
This fully furnished house in Tisa Cebu is located in Sta. Monica Estate, a subdivision in Tisa Hills, Cebu City. Tisa is one of Cebu City’s established residential areas because it offers a balance between city accessibility and a quieter neighborhood environment.
The property is only a few blocks from the main entrance of Sta. Monica Estate, making daily access more convenient for residents. The subdivision is home to different professionals and families, creating a community-oriented residential setting.
Because the property is in a hilly area of Tisa, it also offers a location advantage for buyers who prefer a home that is less prone to flooding compared to lower-lying areas.
The home is near key everyday destinations such as:
- Gaisano Tisa
- Tisa Elementary School
- CALC Academy
- Barangay Punta Princesa
- Labangon area
- South Road Properties access routes
- Cebu City proper access routes
This location is ideal for families who want to stay within Cebu City while enjoying a more residential and practical neighborhood setting.
Investment Potential
This house and lot for assume in Cebu City offers a compelling value proposition because it combines location, furnishing, usability, and financing flexibility.
The current assume price is ₱3.6 Million, with an existing bank balance of approximately ₱5.3 Million. According to the owner, the remaining balance may continue through the current bank financing setup, or buyers may explore refinancing through other banks or PAG-IBIG, subject to approval.
This setup may be attractive for buyers who want a more manageable entry point compared to purchasing a brand-new house and lot outright. Since the property is already furnished, buyers may also save on initial furniture, appliance, and move-in costs.
Investment strengths include:
- Located within Cebu City
- Inside a residential subdivision
- Fully furnished and move-in ready
- Corner lot advantage
- Existing bank financing option
- Titled property
- Practical family layout
- Near schools, malls, and access roads
- Suitable for end-use or long-term residential holding
For buyers focused on long-term property ownership, a titled house and lot in Cebu City remains a strong real estate asset, especially in established residential districts like Tisa.
Floor Area
106 square meters
Lot Area
75 square meters
Assume Price
₱3,600,000 (3.6 Million Pesos)
Property Location
📍Sta. Monica Estate, Tisa Hills, Brgy. Tisa, Cebu City, Philippines
Nearby Landmarks
This subdivision house for sale in Tisa is near several practical landmarks that support everyday family life.
Nearby schools
- Tisa Elementary School
- CALC Academy
- Other nearby learning centers in Tisa, Labangon, and Punta Princesa
Nearby commercial areas
- Gaisano Tisa
- Local groceries and convenience stores
- Food establishments in Tisa
- Shops and service centers along main access roads
Nearby residential and city access points
- Punta Princesa
- Labangon
- Cebu City proper
- South Road Properties access routes
Nearby lifestyle advantages
- Peaceful subdivision setting
- Residential neighborhood environment
- Less congested feel compared to highly commercial districts
- Practical access to daily essentials
Accessibility Overview
Sta. Monica Estate in Tisa Hills gives residents access to key areas of Cebu City while maintaining a more private subdivision lifestyle.
From Tisa, residents can conveniently travel toward:
- Punta Princesa
- Labangon
- Cebu City proper
- South Road Properties
- Nearby schools and commercial establishments
This makes the property suitable for families with school-age children, working professionals, and buyers who want a home within Cebu City without being directly in the busiest commercial zones.
The corner lot design also improves the living experience. During ocular inspection, the home was observed to have good natural lighting and ventilation. Because the afternoon sunlight does not directly hit the main living area, the ground floor remains comfortable and airy. This can help reduce the need for air-conditioning in common areas.
Buyer Benefits
This assume house and lot in Tisa Cebu City is ideal for buyers who want convenience, comfort, and practicality in one property.
Best suited for:
- Newlywed couples
- Startup families
- First-time homebuyers
- Cebu-based professionals
- OFW buyers looking for a family home
- Buyers who prefer a titled property
- Families who want a subdivision home in Cebu City
- Buyers looking for a move-in-ready house
Key property benefits:
- Fully furnished home
- 3 bedrooms and 2 toilet and bath
- 1 parking space
- 75 sqm lot area
- 106 sqm floor area
- Corner lot unit
- Extra garden or service area
- Scandinavian-Japanese inspired interiors
- Well-maintained condition
- Inverter appliances included
- Titled property
- Existing bank financing setup
- Located in a family-friendly subdivision
This home is especially attractive for buyers who want to avoid the hassle of furnishing a new house. Since the basic appliances are already included, the next owner can settle in faster and start enjoying the home immediately.
FAQ Section
Yes. This house is fully furnished and includes basic appliances, making it suitable for buyers who want a move-in-ready home in Cebu City.
The property has 3 bedrooms, 2 toilet and bath, and 1 parking space.
The property has a lot area of 75 sqm and a floor area of 106 sqm.
Yes. This is a corner house and lot, giving it a more open feel and extra outdoor space that may be used as a garden, dirty kitchen, laundry area, or service area.
The house is located in Sta. Monica Estate, Tisa Hills, Brgy. Tisa, Cebu City, Philippines
Yes. The property is already titled, which helps support a more secure transaction process.
The assume price is ₱3.6 Million, with an existing bank balance of approximately ₱5.3 Million.
According to the owner, the remaining balance may continue through the current bank financing setup. Buyers may also explore refinancing through other banks or PAG-IBIG, subject to approval.
Yes. The layout, subdivision setting, furnishing, and location make it ideal for newlyweds and small families looking for a comfortable Cebu City home.
An assume property may allow buyers to enter homeownership with a more manageable initial investment compared to buying a brand-new property outright, subject to due diligence and financing approval.
Enjoy a worry-free experience all day with MC dela Fuente Realty's various real estate services.
- Project Selling (House & Lot, Vacant Land, Condominiums, Townhouses, and Memorial Lots For Sale in Cebu)
- Land Title Transfer
- Estate Tax: Extrajudicial Settlement among Heirs
- Real Estate Property Appraisal
- Yearly Real Property Tax Payment
- Reconstitution of Lost Owner’s Duplicate of Title
- Registration and Cancellation of Mortgage Annotation
- Land Title Due Diligence
- Property Land Survey
Features
Property on Map
Broker/Agent Ma. Corazon A. dela Fuente
About Ma. Corazon A. dela Fuente
View My ListingsOffice: +6332 328 1228
Mobile: +63 917 796 5825
WhatsApp: +63 917 796 5825
Email: inquiry@cebubai.com
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