Protect Your Property Investment. Verify Before You Pay.
Buying or investing in real estate property in Cebu, Philippines, without proper due diligence can lead to legal issues, money losses, and delayed title transfers. In Cebu’s fast-selling properties, verification—not excitement—protects your investment.
At MC dela Fuente Realty, through Cebubai.com – Your Complete Real Estate Provider, we provide professional property due diligence services in Cebu to assure every transaction is legally bound, safe, and secured.
What Is Property Due Diligence?
Property due diligence is a thorough process that includes a comprehensive review of the property’s actual usage, current condition, legal and technical aspects, and other relevant factors before full payment or contract signing.
In the conduct of Property Due Diligence, we want to establish:
- Is the person dealing with us the legal owner or an authorized person to sell with an acceptable notarized Special Power of Attorney (SPA)?
- Is the title authentic & transferable, without mortgage annotations, liens and is the owner’s title in their possession, not lost?
- Is the yearly real property tax (RPT) paid?
- Does the actual title match the official Tax declaration on record?
- Are there other risks, such as open tax cases with BIR, encroachments, claims, or disputes?
- Was the property used in business, and is it vatable?
Doing away with the due diligence process is one of the most common—and costly—mistakes in Philippine real estate buying or investing.
Our Due Diligence Services Include
- Title Verification
- Certified True Copy of Title (Registry of Deeds)
- Review of ownership, technical description, and mortgage annotations
- Checking of liens, encumbrances, or adverse claims
- Checking of the title-CLOA, OCT, TCT, or CCT
- Seller Identity & Authority Check
- Government-issued ID for verification
- SPA / Apostille validation (for representatives or sellers abroad)
- Estate tax settlement if the owner is deceased (if applicable)
- Tax Compliance Review
- Real Property Tax (RPT) “Amilyar” status
- Estate or donor’s tax settlement
- TIN verification
- Technical & Boundary Due Diligence
- The Lot’s technical boundary coincides with the title
- Encroachment and right-of-way checks
- Subdivision plan verification (if applicable)
- Zoning & Land-Use Verification
- Zoning classification confirmation
- Land-use compliance (residential, commercial, mixed-use)
- DAR clearance (for agricultural lands)
- Occupancy & Possession Assessment
- Owner-occupied, rented, or tenanted
- Informal settlers, occupants, or claimants
- Risk assessment on turnover timelines
- Residential or Commercial use
Service Area Covered
We conduct due diligence in Cebu Province, including:
- Cebu City
- Mandaue City
- Lapu-Lapu City
- Talisay City
Who can benefit from this service?
Property Buyers
Avoid fake titles, unauthorized sellers, and documents that are lacking.
Verify & request all documents before paying any down payment or earnest money.
Real Estate Investors
Protect Investment, project, and ROI with professional verification.
Invest with peace of mind.
Property Sellers
Sell fast, avoid transaction delay. Present complete documents to attract serious buyers.
Why Choose MC dela Fuente Realty
- Operating in Cebu since 1997
- PRC-licensed Real Estate Brokerage
- Ethically Compliant
- Proven Experience with Complex Cases (Estate, Subdivision, Boundary Issues)
- Contacts with Lawyers, Surveyors, and Government Offices
We do not practice shortcuts.
Our Due Diligence Process
- Initial property assessment
- Document secure and verification
- Risk identification and findings report
- Professional recommendation before commitment
You decide once you are well-informed and protected.
- Buyers
Before you pay a single peso for a property you are about to buy, let us verify the property for you, check on the documents presented by the owner or agent & advise what is lacking. - Sellers
Prepare all required documents for a smooth, fast sale transaction. - Investors
Protect your investment money with professional due diligence.
Start Your Property Due Diligence Today
Before you sign, pay, or commit—verify everything.
- Cebu City
MC Dela Fuente Realty has been in the business since 1997, helping several property buyers compute taxes and fees when buying a property in Cebu, Philippines, either from an individual seller or from a Real Estate Developer.
Other Real Estate Services we offer in Cebu
- Land Title Transfer
- Estate Tax: Extrajudicial Settlement among Heirs
- Real Estate Property Appraisal
- Yearly Real Property Tax Payment
- Reissuance of Lost Owner’s Duplicate Copy of the Title
- Registration and Cancellation of Mortgage Annotation
- Land Title Due Diligence (Verification of Title, Tracing back of Ownership; Technical Description of the Title)
- Property Land Survey
- Project Selling (House & Lot, Vacant Land, Condominiums, Townhouses, and Memorial Lots)
Ma. Corazon A. dela Fuente
Licensed Real Estate Broker in Cebu, Philippines since 1997
REB License #: 0006953
PTR #: 3595138
DHSUD #: CVRFO-B-12/18-0673
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